1 Compound Interest 3 1.1 Time Value of Money Single Payments . . . . . . . . . . . . . . . . . . . . . . . . 3 1.2 Time value of money Streams of Payments . . . . . . . . . . . . . . . . . . . . . . 4 1.3 Fair Payment Streams . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5 1.4 Particular Payment Streams . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6 1.5 F...

A Conference Summary By Richard J. Sullivan and Zhu Wang From the early days of automated card sorting to the more recent times of the Internet and check imaging, payments and payments processing have continually embraced new technology. At the same time, the industry has been shaped by its share of entry and exit, through startups, mergers, and the reorganization of businesses seeking the prop...

Consumer payments in the United States gradually have been shifting away from paper checks for past several years. Cash use has declined as well, although at a much slower pace. As number of check decreased, those replaced with electronic and card payments. However, transition to bills not proceeded same way purchases. Using detailed consumer survey panel data collected over nine years, we trac...

the water and waste-water industry, as an infrastructure industry, has wide interactions with the public by having more than 20 million subscribers (27 million units). one of these interactions is the collection of debt considering the nature of the obligation sales and service rendered. collection of debt and the costs imposed as a result of the qualitative and quantitative services offered to...

after the boom of pharmacological research during the 1950s, mainly as a result of the screening technique, the identification of active molecules, their reshaping by means of pharmaco-chemical drug design, and the creation of extremely efficacious and successful medicines, the pharmaceutical world sought a new source of inspiration. such biota as the tropical forest, a quantity of plants credi...

one-third of this increase, however, represented a shift from the money payment to the vendor payment. Although vendor payments for medical care for the four categories combined went up in all but six of the 42 States that made such payments in one or more of these programs, almost three-fourths of the total increase occurred in eight States.5 For the country as a whole, the increase in vendor ...

he use of real-time gross settlement (RTGS) systems for the settlement of large-value payments offers considerable advantages, the principal one being the elimination of the credit risk that can arise between participants in deferred net settlement systems. However, in comparison with deferred net settlement systems, RTGS systems require relatively large amounts of liquidity to support payment ...

BACKGROUND The U.S. Physician Payments Sunshine Act mandates the reporting of payments or items of value received by physicians from drug, medical device, and biological agent manufacturers. The impact of these payments on physician prescribing has not been examined at large scale. METHODS We linked public Medicare Part D prescribing data and Sunshine Act data for 2013. Physician payments wer...