This paper analyzes a puzzling aspect of retirement behavior known as "unretirement." Nearly 50 percent of retirees follow a nontraditional retirement path that involves partial retirement or unretirement, and at least 26 percent of retirees later unretire. I explore two possible explanations: 1) unretirement transitions result from failures in planning or financial shocks; and 2) unretirement ...

• I estimate labour supply effects of an Early Retirement (ER) programme. • I characterise paths towards retirement and take account of benefit substitution. • 50% of ER pensioners would be working at the age of 66.5 had ER not been an option. • 70% would be working at the age of 63 had the age limit been 64 rather than 62. • Most of the benefit substitution is from disability insurance benefit...

BACKGROUND There is a large body of research on adulthood risk factors for retirement due to disability, but studies on the effect of adverse childhood experiences are scarce. AIM To examine whether adverse childhood experiences predict disability retirement. METHODS Data were derived from the Health and Social Support Study. The information was gathered from postal surveys in 1998 (baselin...

PURPOSE To describe death-related planning and preferences for place of death among well elders in a community characterized by a low rate of hospital deaths. DESIGN AND METHODS Cross-sectional prevalence survey of independent-living residents (n = 219) of a continuing-care retirement community (CCRC) in Central North Carolina characterized by a low rate of hospital deaths. RESULTS Death-re...

Because under the Employee Retirement Income Security Act of 1974 (ERISA) states cannot directly regulate employeesponsored health plans, ERISA raises multiple issues for states seeking to expand access to individual insurance for people with high-risk medical conditions. The most common approach to financing such access is the creation of “high-risk pools” that permit people who are unable to ...

Section 404(c) regulation sets forth the conditions that plan fiduciaries must meet to be relieved of liability for the consequences of employees' control over their accounts. After reviewing applicable laws and regulations, the author concludes that employers desiring to provide employees with education and/or advice services through a third party should be able to do so while still obtaining ...

This paper explores how the impact of retirement on self-assessed illness varies spatially across the UK. Curves of age-specific limiting long term illness rates reveal a 'retirement kink'-where the rise in illness rates with age slows or declines at retirement age indicating possible health improvement after retirement. The kink is negligible in the affluent South East and most prominent in th...