background health insurance has been acknowledged by researchers as a valuable tool in health financing. in spite of its significance, a subscription paralysis has been observed in india for this product. people who can afford health insurance are also found to be either ignorant or aversive towards it. this study is designed to investigate into the socio-economic factors, individuals’ health i...

introduction: health care is considered as one of the basic needs of human societies. health insurance is the most appropriate option for all individuals to enjoy equal health care. however, today, different types of health insurance are facing with various problems which need to be solved through new laws. therefore, health insurance portability and accountability act (hipaa) was approved to s...

In this paper, we estimate the effect of the tax preference for insurance on health spending based on the Medical Expenditure Panel Surveys from 1996-2005. We use the fact that Social Security taxes are only levied on earnings below a statutory threshold to identify the tax preference's impact. Because employer-sponsored health insurance premiums are excluded from Social Security payroll taxes,...

About 9 percent of working-age beneficiaries of Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) are young adults under the age of 30. Because these beneficiaries could remain on the disability rolls for decades and experience a lifetime of poverty, they are an important target group for human capital development and employment interventions. This brief present...

As a group, people with disabilities or chronic conditions experience higher-than-average health care costs and have difficulty gaining access to affordable private health insurance coverage. While the Americans with Disabilities Act will enhance access by prohibiting differential treatment without sound actuarial justification, it will not guarantee equal access for people in impairment groups...

This paper empirically studies two issues in health insurance provision for wage and salary workers in Argentina and their utilization of health services: (1) the moral hazard problem; and (2) the role of prices in utilization. I examine the relationship between insurance and utilization both by estimating how insurance type affects utilization and by parameterizing characteristics of seven maj...

OBJECTIVE The Government of Swaziland decided to explore the feasibility of social health insurance (SHI) in order to enhance universal access to health services. We assess the financial feasibility of a possible SHI scheme in Swaziland. The SHI scenario presented is one that mobilises resources additional to the maintained Ministry of Health and Social Welfare (MOHSW) budget. It is designed to...