bankruptcy anticipation is a phenomenon which has been increasingly favored by investors, banks and financial and credit institutes. since the potential signs of bankruptcy would be understood a few months before the real appearance of it, so the timely and accurate anticipation of this crisis will give the opportunity to managers and creditors in order to adopt preventable activities. the aim ...

We propose an efficient stochastic variational approach to Gaussian Process (GP) classification building on Pólya-Gamma data augmentation and inducing points, which is based on closed-form updates of natural gradients. We evaluate the algorithm on real-world datasets containing up to 11 million data points and demonstrate that it is up to two orders of magnitude faster than the state-of-the-art...

We characterize a generalization of discounted logistic choice that incorporates a parameter to capture different views the agent might have about the costs and benefits of larger choice sets. The discounted logit model used in the empirical literature is the special case that displays a “preference for flexibility” in the sense that the agent always prefers to add additional items to a menu. O...