In the present time, evaluating the performance of banks is one of the important subjects for societies and the bank managers who want to expand the scope of their operation. One of the non-parametric approaches for evaluating efficiency is data envelopment analysis(DEA). By a mathematical programming model, DEA provides an estimation of efficiency surfaces. A major problem faced by DEA is that...

In recent years, financial institutions have embraced mobile banking, which has revolutionized their operations and those of other firms. This research sought to determine the effects banking on performance Equity Bank. The specific objectives were Bank, find out most products contributing overall contribution performance, major strengths, weaknesses, opportunities, threats. target population w...

Efficiency and quality of services are crucial to today’s banking industries. The competition in this section has become increasingly intense, as a result of fast improvements in Technology. Therefore, performance analysis of the banking sectors attracts more attention these days. Even though data envelopment analysis (DEA) is a pioneer approach in the literature as of an efficiency measurement...

This paper examines the main structural and performance features of European banking. It shows that while banking markets have become increasingly concentrated and bank numbers have fallen, competition appears to have intensified. Given the large number of banks and branches in many countries there still remain indicators of excess capacity in the system and that the consolidation trend, especi...

Data envelopment analysis (DEA) creates many opportunities for collaboration between analyst and decision-maker. There are, however, situations in which all of the decision-making units (DMUs) fall under the umbrella of a centralized decision maker that oversees them. Many organizations such as bank branches, chain stores, … can do this. This centralized decision maker unit expect that resource...

Example Consider a banking institution, where customers have accounts of different types, e.g., checking, savings, loan, mortgage, etc. Customers use these accounts to handle their financial transactions, e.g., they sign checks for payments, they deposit money in their accounts, etc. Customers receive bank cards to facilitate their transactions. For the convenience of their customers, the bank ...

Since financial deregulation, retail banks have changed significantly, largely driven by a combination of technological advances and competition. A major area of change is in the role of branches in providing payment services. This role has come under increasing pressure from alternative delivery channels, such as automatic teller machines (ATMs) and on-line debit of accounts through electronic...

The paper applies an economic model of a competitive market for retail banking services to generate insights into the following relevant questions. Is the cost structure of electronic distribution systems sufficient to justify choosing the Kiosk/PC Banking distribution strategy? That is, is it reasonable that market pressures and technological advances will allow banks to virtually eliminate br...

The majority of the poor lack access to bank accounts and have to use costly informal savings mechanisms. Using a field experiment, I randomly gave access to simple bank accounts with no fees at local bank branches to a large sample of female household heads in Nepal. Results show that there is untapped demand for savings accounts and that the poor do save. Access to the savings accounts increa...