Banks prefer to lend bigger clients for a variety of reasons, including transaction costs and risk considerations. Due this phenomenon, the Central Bank Indonesia issued regulation that requires banks channel minimum proportion their credit portfolio micro, small, medium enterprises (MSMEs). Nevertheless, impact channeling funds MSMEs remains subject controversy, in part depending on dimensions...

extended distribution of digicash has commercial, socio-economic as well as political effects. from the economic viewpoint, the most crucial effect of digicash use extension takes place on money supply, monetary policies and central bank. because digicash is capable of being replaced by bank notes and the coins, it is possible that digicash gradually takes the place of the central bank money an...

In this study, we adopt a three-stage approach, DEA method, Frontier regressions, and DEA method to estimate bank efficiency based on information obtained from 29 banks in Taiwan for the period from 2002 to 2004. In the first stage, we employ super SBM (super Slacks-Based Measure) to estimate the scores relating bank efficiency including internal risk. In the second stage, a stochastic frontier...

The aim of this paper is to estimate the efficiency of the Slovak commercial banks employing the Data Envelopment Analysis (DEA) window analysis approach during the period 20032012. The research is based on unbalanced panel data of the Slovak commercial banks. Undesirable output was included into analysis of banking efficiency. It was found that most efficient banks were Postovabanka, UniCredit...

this paper studies the technical efficiency of 12 branches of saman bank over the period 1387-88, relating it to the composition of staff by sex, the ratio of fixed assets to total assets, the age of the branches and the geographic ranking in development indicators of the city where the branch is located in. data envelopment analysis is used to determine the efficiency of branches. the average ...

This historical study utilizes annual insured bank data from 1936 through 1989 to empirically evaluate the impact of bank regulation on bank risk taking in a cross-country comparison of the United States and Canada. Risk is hypothesized to be determined, in part, by the regulatory environment in which a bank operates. The findings of this analysis contributes to the contemporary deregulation po...

The paper studies the impact of bank specific, industry specific and macroeconomic factors affecting profitability of Indian Banks in a dynamic model framework. The persistence of bank profits and endogeneity of the factors have been accounted for using Generalised Method of Moments (GMM) as suggested in Arellano & Bond, 1991.The panel data for the study have been obtained from 42 Indian Schedu...

This paper examines the association between government ownership and bank stability over 1997-2010 across a sample of 103 countries. With a continuous variable to proxy for government ownership, our system GMM estimates indicate that the association between government ownership and bank stability depends on a country’s economic development and regulatory quality. In developed, high income count...