Information technology is useful to automate business process involving considerable data transaction in the daily basis. Currently, companies have to tackle large data transaction which is difficult to be handled manually. It is very difficult for a person to manually extract useful information from a large data set despite of the fact that the information may be useful in decision-making proc...

This paper brings out the design patterns according to the various services involved in internet banking. The Pattern oriented Software Architecture uses the pattern which eliminates the difficulty of reusability in a particular context. The patterns are to be designed using BPM (Business Process Model) for effective cross cutting on process level. For implementing the above said BPM, the Inter...

Object and Component [1] technology promised frameworks that would enable businesses to achieve substantial reuse. Such reuse reduces the time and expense of development and increases the quality by building on tested software. Business frameworks represent portions of the business, typically a specific domain such as retail banking, financial instruments, insurance, and human resources. Using ...

This paper looks at the industrial organization of the investment banking industry. Longterm relationships between business firms and investment banks are pervasive in developed security markets. A vast literature argues that better monitoring and information result from relationships. Thus, security markets should allocate resources better when an investment banking industry exists. We study n...

In this paper we explore the ethics of business-to-business electronic commerce, with a focus on the banking sector. A case study of online foreign exchange developments at an investment bank is used to help illustrate some key moral issues. Important areas identified for further research include freedom of choice, trust and transparency of business-to-business transactions and limits to respon...

Electronic bankingwhich provides the economic services through internetchanged the business trade of banks drastically, also decreasing the cost and improving the ease for the user. Highly usage of phones in which internet is enabled makes the change of banking operations to mobile phones from desktop computers a reasonable growth of electronic banking. This newly formed banking which a divisio...

Financial institutions have increased dependence upon the technology solutions that enable their financial products and services. The proliferation of Internet technologies, mobile devices, and competition from international commerce have placed increased pressure up banking and financial institutions to ensure that competitive leadership is maintained. A key challenge facing banking and financ...

Electronic commerce (e-commerce) continues to have a profound impact on the global business environment, but technologies and applications also have begun to focus more on mobile computing, the wireless Web, and mobile commerce. Against this backdrop, mobile banking (m-banking) has emerged as an important distribution channel, with considerable research devoted to its adoption. However, this re...

Karjaluoto, Heikki Electronic banking in Finland: consumer beliefs, attitudes, intentions, and behaviors Jyväskylä: University of Jyväskylä, 2002. 195 p. (Jyväskylä Studies in Business and Economics, ISSN 1457-1986; 18) ISBN 951-39-1167-5 Finnish summary

The automatic teller machine (ATM) is the most widely used e-Payment instrument in Nigeria. It is responsible for about 89% (in volume) of all e-Payment instruments since 2006 to 2008. Some customers have at least two ATM cards depending on the number of accounts operated by them and they represent the active users of the ATM cards. Furthermore, identity theft has been identified as one of the ...