While development of sound, market-oriented banking systems is fundamental to the transition, bank intermediation remains stunted after a decade or more of reform. This paper examines the impact of banking and enterprise reforms and other factors on banking development in transition economies at both the aggregate level and that of individual banks. A unique contribution of the paper is the ana...

the main purpose of this research is to compare public accountability of public and private banking systems from customers’ point of views. by reference presented researches, related types, dimensions and variable were identified. the questionnaire based on 37 variables was distributed among customers who use the services of both banks simultaneously in tehran. findings reveal that there is a d...

The paper applies an economic model of a competitive market for retail banking services to generate insights into the following relevant questions. Is the cost structure of electronic distribution systems sufficient to justify choosing the Kiosk/PC Banking distribution strategy? That is, is it reasonable that market pressures and technological advances will allow banks to virtually eliminate br...

Computers are not (yet?) capable of being reasonable any more than is a Second Lieutenant. Against stupidity, the Gods themselves contend in vain. Banking systems include the back-end bookkeeping systems that record customers' account details and transaction processing systems such as cash machine networks and high-value interbank money transfer systems that feed them with data. They are import...