Abstract Financial inclusion is central to bridge the wider socio-economic differentials with help of financial intermediaries like banks. Inclusion through digitalisation traditional banking can offer facilities such as affordable healthcare, equitable education, opportunities for equal employment and parity in income people who are disenfranchised marginalised society. We examined effect led ...

Guidelines were introduced in hospital and practice-based otorhinolaryngology in the 1990s, and have been undergoing further development ever since. There are currently 20 guidelines on file at the German Society of Oto-Rhino-Laryngology, Head and Neck Surgery. The Society has cooperated in a further 34 guidelines. The quality of the guidelines has been continually improved by concrete specific...

To estimate the measurement uncertainty using a modular DAQ system, factors influencing the quality of A/D modules have to be determined. While integral and differential non-linearity describes the static quality of an ADC, the effective number of bits or SINAD are typical integral parameters characterising the dynamic quality of an A/D module. The paper analyses how individual disturbing facto...

Technological innovation in the telecommunications sector is a key contributor to the rapid diffusion of e-business. The steady drive towards semiconductor miniaturisation leads to a continuous decline in the price of telecommunications equipment and increase in performance. Technological change therefore continues to transform the way telecommunications services are provided and used. Telecomm...

In this paper we describe an augmented reality tool for collaborative work called the MagicBoard. The MagicBoard is based on a ordinary white board which has been enhanced by a video projector and a steerable camera. A supervisor coordinates the cooperation of several modules including gesture recognition, nger tracking and white board scanning for digitalisation of the content. The gesture rec...

Purpose The study develops a structure for procurement digitalisation by identifying its context drivers, technology interventions and performance-inducing mechanisms exploring the linkages between these variables. Design/methodology/approach draws on rich interview workshop data 48 digital intervention projects, as reflected mental models of managers from 12 case organisations in manufacturing...