in addition to its primary role of providing financial protection for other industries the insurance industry also serves as a medium for fund mobilization. in spite of the harsh economic environment in nigeria, the insurance industry has been crucial to the consummation of business plans and wealth creation.  however, the continued downturn experienced by many countries, in the last decade, se...

This introductory paper explores how the use of information affects the effectiveness of early warning systems. By effectiveness, we refer to the capacity of the system to detect and decide on the existence of a threat. There are two aspects to effectiveness: being able to see the evidence that is indicative of a threat; and making the decision, based on the weight of the evidence, to warn that...