Abstract The objective of this article is to define the financial inclusion expectation gap, offer some insight into nature and causes it, suggest ways reduce gap. discussion in provides helpful insights problem towards achieving United Nations Sustainable Development Goals. It hoped that such an attempt can provide understand gap inclusion.

In fundamental analysis, it is customary to interpret an increase in the ratio of selling, general, and administrative costs to sales (the SG&A cost ratio) between two periods as a negative signal about future profitability and firm value. Implicit in this interpretation is an expectation that SG&A costs should normally move proportionately with increases or decreases in revenues, and that an i...

The present study examines the moderating role of future interaction expectation in the relationship between affective sharing and work groups' task performance. We argue that group affect, a group defining characteristic, becomes more salient to its members when it is interactively shared, and that the anticipation of future interaction may strengthen the effects of group defining characterist...

where the future cost f depends both on the decision u ∈ U as well as the outcome of uncertain events, represented by a random variable X ∈ X . Here the random variable X follows a distribution P which is assumed to be known in order to form the expectation in problem (1). Examples includes making an inventory decision with uncertainty future demand, purchasing stocks with uncertain information...

How does social order emerge among autonomous but interdependent agents? The expectation of future interaction may explain cooperation based on rational foresight, but the "shadow of the future" offers little leverage on the problem of social order in "everyday life" -the habits of association that generate unthinking compliance with social norms. Everyday cooperation emerges not from the shado...