In order to evaluate whether workers are overor under-insured through the Disability Insurance (DI) program, we develop a framework that allows us to simulate the benefits as well as the costs associated with marginal changes in payment generosity from a representative cross-sectional sample of the population. Under the assumption that individuals are reasonably risk averse, we find that the ty...

The research question we address is whether state laws that require health insurance policies to provide coverage for specified benefits have affected the size of the population without any private sector health insurance coverage. The laws are often alleged to increase the cost of insurance premiums and thus reduce incentives for smaller employers to offer and for individuals to purchase healt...

Nowadays, the service industries play an essential role in the economic development of countries, and among the various fields of insurance, life insurance is of particular importance because it covers its cover directly to humans. Increased competition in the insurance industry has led managers to seek marketing strategies that, in addition to increasing insurance sales, reduce costs and gain ...

Insurance services and financial compensation are regarded for the consequences of events that may happen or not.Farmers and stakeholders can be benefited from the agricultural and natural resources insurance so that they can attain much more stability in resources management, especially through mitigating the effects of potential and imminent risks. The current research was aimed to determine ...

abstract the purpose of this paper is to investigate the factors affecting adoption of agricultural crops insurance among apple growers in semirom and eghlid shahrestans and determining the best model. a survey was conducted using the stratified random sampling. data were collected by questionnaire from 240 adopters and 157 non – adopters. the results showed that adopters of insurance are more ...

Firms use inventory and interruption insurance to manage disruption risk in their production chains. They also take preparedness actions to reduce the expected length of disruptions. We analytically explore these three measures in a two-stage production chain. We find that inventory and preparedness differ in their responses to insurance and to production-chain cost and risk characteristics. We...

This paper provides the concepts behind demonstrations of how you can enhance query performance when you use the SAS SPD Server to manage large data tables. This paper does not cover the main concepts for Dynamic Clusters or Parallel Join. See white papers TW9593 and TW9594 for thorough discussions of the Dynamic Cluster and Parallel Join features. This paper focuses on managing data within sta...