The Mobile Banking Products and systems have a pivotal role to play in the financial deepening, especially in rural India. The mobile banking systems and products allow a customer to perform banking operations by making use of mobile phones. In most of the developing countries, especially in India, there is more number of mobile connections than bank accounts. The rural India is facing the prob...

The new information technology is becoming an important factor in the future development of financial services industry, and especially banking industry. Growing international trading and problems in transferring money have motivated researchers to introduce a new structure. Online banking is the newest delivery channel for retail banking services. Online banking facilitated by various Electron...

Gas motion within the cylinder is one of the major factors that control the combustion process in spark ignition engine. It also has significant impact on heat transfer. Both the bulk gas motion and the turbulence characteristics of the flow are important and governing the overall behavior of the flow. An arrangement for obtaining a stratified charge, using port injection, is proposed for a ...

We would like to express our deepest gratitude Wally Hopp, Mark Spearman, and the eight commentators—all luminaries in Lean—for their excellent Forum articles (Hopp & Spearman 2021, hereinafter, source “A”; Cusumano et al. “B”). These have stimulated thinking encouraged rich debate community. Over past 40 years, Lean Toyota Production System (TPS) from which it originated sourced much of resear...

This research addresses the problem of website customization in online banking, particularly in the Australian context. Australia has the fourth highest online banking adoption rate among developed nations (behind Canada, US and UK) and Australian consumers prefer online banking over ATM, phone and branch. The existence of large number of users who use online banking services on a regular basis...

In late 1988, the Indonesian government adopted a number of reforms aimed at deregulating the country's banking sector.' Since the reforms, Indonesia's banking system has been undergoing a transformation from an inefficient system dominated by a relatively small number of state-owned banks, to a more volatile system, in which competition among state and privately owned banks is encouraged.' Thi...

This paper reviews the progress of Islamic banking from both theoretical and practical aspects. It highlights the basic principles on which Islamic banking is based and describes the operational details of Islamic banks. It mentions some of the misgivings with respect to the viability of Islamic banking and evaluates them objectively. It highlights the effects of Islamic banking on savings, inv...

The banking industry in Oman is of major importance to Oman’s economy, yet Omani banks continue to conduct most of their transactions using traditional methods. A strong banking industry significantly supports economic development through efficient financial services, and their role in trying to achieve the objectives outlined by the Sultan of Oman will depend heavily on the industry’s capabili...

Banking environment, traditional with an established physically collocated work culture, has been disrupted by the COVID-19 pandemic. It triggered evolution of innovation management processes to handle issues related spatial spread, fuzziness and collective information development during idea evaluation. In this paper, Vakıfbank Innovation Management System (V-IMS) was exemplified utilizing ICT...

Purpose – The recent advances in the technology of electronic banking have helped develop new ways of handling banking affairs, especially through online banking. Moreover, the rapid development of the internet has stimulated the banking sector towards encouraging customers to make their transactions online. The purpose of this paper is to introduce an extended technology acceptance model (TAM)...