The article presents the results of examining changes that have occurred in connection with digitization banking Poland and its impact on this segment. data is taken from National Bank Poland, Polish Financial Supervision Authority, Prnews.pl website. A descriptive, statistical Pearson correlation method were used. indicate an increasing share customers using products a digital way. number both...

Abstract This paper highlights the globally-important determinants of financial inclusion. The determi-nants identified in this are formal account ownership; demand for savings; borrowing; literacy and education; debit credit card usage; need to receive remittances from family friends; size system; number automated teller machines (ATMs); bank branches; proximity a bank; availability access mob...

Perkembangan teknologi yang semakin pesat dimanfaatkan langsung oleh industri perbankan khususnya syariah dengan memunculkan inovasi produk digital. BSI Mobile merupakan salah satu digital dari Bank Syariah Indonesia bertujuan untuk mempermudah transaksi nasabah serta memberikan informasi kepada melalui fitur disediakan dan sebagai bentuk penerapan Green Banking di BSI. Dalam pengembangan diber...

The rapid proliferation of mobile phones and other electronic gadgets has not only changed the way people live, but also created a new channel for marketing. One such new technology is the mobile banking development, which can significantly impact a bank’s operational efficiency and customer service aspects. Yet, the adoption of mobile banking in the Asian region has been relatively slow compar...

The task of this background paper is to show that m-payments are likely to become an important section of the retail payment sector and to identify future policy issues related to the development of mobile payments. Both the current market penetration of mobile phones and the expected growth of m-commerce make it highly likely that m-payments will grow considerably within the next few years. Wh...

Electronic bankingwhich provides the economic services through internetchanged the business trade of banks drastically, also decreasing the cost and improving the ease for the user. Highly usage of phones in which internet is enabled makes the change of banking operations to mobile phones from desktop computers a reasonable growth of electronic banking. This newly formed banking which a divisio...

Aplikasi mobile-banking (m-banking ) telah disediakan oleh banyak bank selama beberapa tahun terakhir ini. Nasabah yang menggunakan juga bertambah banyak. Dengan kondisi pan- demi COVID-19 sejak awal 2020, makin nasabah memanfaatkan fasilitas ini untuk transaksi perbankan mereka. Tujuan utama dari penelitian adalah menganalisis faktor-faktor kesuksesan m-banking dengan model sistem informasi De...

The shift in enterprise applications to disruptive mobile platforms calls for research to better understand the mechanisms and factors behind success in these new platforms. In this paper, we empirically study the learning dynamics of sales officers and factors associated with business value, measured as accountopening efficiency in a tablet-based banking application at a large private bank in ...