The growing prevalence of electronic commerce and the widespread use of mobile devices have made mobile payments an interesting alternative method of payment for customers and merchants. One major issue to be resolved is the integration of a real-time wireless means of payment within their current payment system. In this paper, we propose an architecture of mobile payment system to improve busi...

The growing prevalence of electronic commerce and the widespread use of mobile devices has made mobile payments an interesting alternative method of payment for customers and merchants. One major issue to be resolved is the integration of a real-time wireless means of payment within their current payment system. In this paper, we propose a new architecture of mobile payment system to improve bu...

More than a century after Twain wrote his comments, what we now label “fee-for-service” has, as Twain lamented, continued as the dominant payment model in health care. However, the march toward value-based payment has started to change the system, and far more dramatic changes are on the horizon. The Affordable Care Act and payment reform are transforming the system back to Twain’s “old time cu...