We analyze the role of search frictions in the market for commercial health insurance. Frictions increase the cost of insurance by enabling insurers to set price above marginal cost, and by creating incentives for inefficiently high levels of marketing. Frictions also lead to price dispersion for identical products and, as a consequence, to increases in the rate of insurance turnover. Our empir...

CONTEXT The rates of appendiceal rupture and negative appendectomy in children remain high despite efforts to reduce them. Both outcomes are used as measures of hospital quality. Little is known about the factors that influence these rates. OBJECTIVE To investigate the association between hospital- and patient-level characteristics and the rates of appendiceal rupture and negative appendectom...

Web based applications development has been characterized by a very high growth during last years. The need for elaborating principles and methods which are specific to this kind of applications and to quality insurance, particularly from usability point of view, is more and more pointed out by the software professionals. Indeed, quantitative evaluation of web based applications quality (criter...

In the United States, health insurance for those under age 65 is typically provided through group plans purchased by employers from commercial insurers. In the health insurance market, insurers provide complex multi-attribute services, and search frictions arise as employers undertake the costly process of finding appropriate health insurance for their workers. These frictions distort market ou...

BACKGROUND In social insurance, the evaluation of work disability is becoming stricter as priority is given to the resumption of work, which calls for a guarantee of quality for these evaluations. Evidence-based guidelines have become a major instrument in the quality control of health care, and the quality of these guidelines' development can be assessed using the AGREE instrument. In social i...

Methods of estimating the parameters generalized linear models for case paying insurance premiums to clients are considered. The iterative-recursive weighted least squares method, Adam optimization algorithm, and Monte Carlo method Markov chains were implemented. Insurance indicators target variable randomly generated due problem public access data. For latter, normal exponential law distributi...

background and purpose: quality of life is a ubiquitous concept, and improving quality of life plays a pivotal role in the promotion of individual and social health. this parameter requires exclusive attention in case of students since quality of life remarkably affects learning and academic achievement.this study aimed to evaluate quality of life among the students of islamic azad university o...

The recent concept of ‘‘Health Insurance Marketplace’’ introduced to facilitate the purchase of health insurance by comparing different insurance plans in terms of price, coverage benefits, and quality designates a key role to the health insurance providers. Currently, the web based tools available to search for health insurance plans are deficient in offering personalized recommendations based...

Many reform proposals call for the creation of one or more health insurance exchanges, intermediaries that can help individuals or small employers navigate the insurance market. An exchange might be public or private, national or local. It might serve simply as a clearinghouse for plan information or could play an active role in setting benefit packages, choosing high-quality plans, and negotia...