Are regulations on the payday loan effective? Do people switch to other forms of expensive credit such as pawnshop loans because of such regulations? In this study, we aim to find the answers to these two questions through exploring state-level variations in regulations on payday loans and other alternative financial services. Using FDIC’s panel survey data and Google Trends data, we find that ...

The present study assessed agreement between student self-report and teacher ratings of bullying and victimization relative to psychological, behavioral, and academic correlates. Middle school students (N=1442) and teachers completed surveys evaluating peer relationships and psychosocial adjustment. Analyses of variance and logistic regressions were used to examine rater agreement on bullying/v...

Virtual Interactive Student-Oriented Learning Environment (VISOLE) is a pedagogical approach to integrating constructivist online game-based learning (COGBLe) into formal teaching in school education. This paper reports a qualitative case study on the implementation of VISOLE (in secondary Geography education) in which we probed into the impeding phenomena emerging from the course of students’ ...

towards an intelligent learning management system under blended learning trends profiles and modeling perspectives intelligent systems reference library. Book lovers, when you need a new book to read, find the book here. Never worry not to find what you need. Is the towards an intelligent learning management system under blended learning trends profiles and modeling perspectives intelligent sys...

1. An overview of the problem My aim is to trace the thinking-in-change (Noss & Hoyles, 1996) during the co-ordination of two epistemologically distinct faces of distribution. By co-ordination here, I refer to the connection between a data-centric perspective on distribution, which identifies distribution as an aggregated set of actual outputs, and a modelling perspective on distribution, which...

The teaching brain is a dynamic system that is in constant interaction with the learning brain. If we fail to explore the teaching brain we will continue to design educational reform policies that ignore the most important lens in the classroom: the teachers’. Master teachers recognize their perspective and leverage their teaching brains to embody a systems thinking view of their practice. If a...

This study conducted a comprehensive literature-based exploration into the critical role of teacher-student relationships in student motivation and achievement within Japanese educational context. The foundation this research pivots around understanding that these may significantly affect outcomes for students. Drawing upon multiple scholarly sources empirical studies, investigates how unique c...

Student wastage in higher education is a problem of great importance in our society. The time has come to try to start a service to give specialised help for redeployment in continued education or in suitable employment that carries further training prospects. This would be not only a humane social service, but a real component of the educational and economic system. At present, wastage in the ...

Early retirement incentives (ERIs) are increasingly prevalent in education as districts seek to close budget gaps by replacing expensive experienced teachers with lower-cost newer teachers. Combined with the aging of the teacher workforce, these ERIs are likely to change the composition of teachers dramatically in the coming years. We use exogenous variation from an ERI program in Illinois in t...

Your use of the JSTOR archive indicates your acceptance of JSTOR's Terms and Conditions of Use, available at http://www.jstor.org/about/terms.html. JSTOR's Terms and Conditions of Use provides, in part, that unless you have obtained prior permission, you may not download an entire issue of a journal or multiple copies of articles, and you may use content in the JSTOR archive only for your perso...