in this paper, analysis of fluid flow and heat transfer over the bank of tubes is considered. k-ω sst model is applied for simulation of turbulent flow. in this paper, the improvement of efficiency of a bundle of circular tubes by changing the shape of the cross section of one row of the pipes to the elliptical cross section as an innovative plan is considered. as know, friction factor in turbu...

mazandaran province is one of the most important agricultural areas in iran. researches findings show that the role of bank credits is really important due to the lack of available funds in agricultural sector. in this study, the relationship between allocation of agricultural bank credits of iran as professional bank section and agricultural employment was studied in the mazandaran province ba...

Regulatory constraints on bank leverage have been at the center of many policy discussions recently. One important question to emerge from these discussions has been whether these regulations should be time-dependent and how they would interact with the business cycle. We analyze this question using a dynamic stochastic general equilibrium model with banks and bank capital. In the model, bank c...

The main purpose of this study is to develop a Fuzzy inference system to predict bank profitability in Iran and help investors in their investment decisions. For this purpose, the main effective variables on bank profitability, including facilities, deposits, manpower costs, and assets were recognized. In the next step, the data of 13 banks were collected from 2001 to 2011. The membership funct...

We assessed the size and composition of the seed bank in 31 plots representing a range of habitats within an old-growth, temperate deciduous forest at Mont St. Hilaire, Québec, Canada. We identified 49 taxa in the seed bank, with an average of 40 species·m–2 and a median density of 1218 seeds·m–2. The most frequent seeds were species of Carex and Rubus, Diervilla lonicera, and Eupatorium rugosu...