The purpose of cryptography is to transmit information in such a way that access to it is restricted entirely to the intended recipient, even if the transmission itself is received by others. This science is of increasing importance with the advent of broadcast and network communication, such as electronic transactions, the Internet, e-mail, and cell phones, where sensitive monetary, business, ...

There is widespread consensus among economists that institutions matter for economic development or stagnation. A large literature indicates that wealthy countries are those where property rights are clearly defined and protected, the rule of law is established and enforced, citizens have political and civil liberties, and policymakers adopt sound monetary and fiscal policies.1 Poor countries t...

This study aims to determine the effect of use debit cards and electronic money (e-money) on public consumption expenditure Pematangsiantar City. The population in this are City people who have (e-money). sampling technique used was purposive technique. number samples is 100 respondents. uses primary data obtained from a questionnaire then analyzed by multiple linear regression. Based results t...

The digital economy has changed the way Indonesians transact from cash payments to non-cash payments, thus creating a cashless society trend that is in line with regulations related electronic money. Electronic money can be divided into e-money (chip-based) and also e-wallets (server-based). E-wallet one of most widely used payment methods today because it offers various conveniences benefits f...

This paper applies an established bid-ask spread decomposition model to short-term interest rate (STIR) futures to assess the impact of both the migration from floor to electronic trading and European Monetary Union (EMU). Additionally, the paper presents and tests a modified decomposition model which is specifically adapted to the features of order-driven markets. The latter model provides muc...

The immeasurable potential productivity and high-growth characters contained in Internet Economy attract financial industry to develop internet financial service promptly, which will be mainstream tendency in this century. It has changed the function of traditional financial company and the structure of financial organization. Electronic money has also made the central bank loss the money suppl...

1. INTRODUCTION The growth of the Internet has been enabled by rapid technological developments. Specifically for electronic commerce, there is pressure on financial systems to adapt to the increased volume of spending taking place over the Internet. Until now, most buyers have used credit arrangements or checking accounts as the principle means of paying for Internet purchases. For Internet tr...

Digital finance as a prearrangement of variety money-related and payment benefits that are delivered managed using mobile or web advances system specialists. In general, it also refers to the expansive technology (Such e-money, money, card payments, electronic funds transfers) accessible carry out financial services from wide range suppliers broad category recipients study made extensive review...

A cryptocurrency is a new form of Evidence whose existence has not been regulated explicitly and clearly in the Criminal Procedure Code, ITE, Money Laundering Law. The problem this paper related to function electronic currency evidence investigation process money laundering cases. research method used normative juridical. writing stage carried out through literature searches conducted by examin...