With advanced information and communication technology, the organizations’ business model has undergone fundamental changes. These changes are also observed in the banking industry. This research aims at explaining the Iranian electronic banking business model and recognizing its challenges in the transformation to digital banking, which is considered as the research innovation. In terms of met...

Text Classification is one of the booming area in research with the availability of huge amount of electronic data in the form of news article, research articles, email message, blog, web pages etc. Text Representation is a vital step for text classification. In text representation, term weighting method assigns appropriate weights to the term to get better performance; the term weighting metho...

This paper describes a new compression algorithm of document images based on separating the text layer from the graphics one on the initial image and compression of each layer by the most suitable common algorithm. Then compressed layers are placed into PDF/A, a standardizated file format for long-term archiving of electronic documents. Using the individual separation algorithm for each type of...

In this paper we introduce a new technique for presenting textual information within images and for enabling users to interact with these texts. Our method relies on shading images using text-based dither matrices; users extract text by effectively enlarging the dither matrices to the point where text becomes legible. Transitions between matrix sizes are carried out step by step and can be impl...

Since the begin of the 90's, the World Wide Web (WWW) rapidly guides the world into a newly amazing electronic village, where everybody can publish everything in electronic form and find almost all required information. The volume of available information is increasing exponentially in different formats, 80% being text. It remains hard to find interesting information directly from Web sources. ...