At the end of 2012, almost one-fifth of owner-occupier mortgages were in arrears. A further five per cent not in arrears were classified as “restructured” loans. This Economic Letter looks at the impact of financial distress on household expenditure patterns by comparing the behaviour of households in mortgage distress with similar households in the general population. It finds that, controllin...

Studies on the drivers of household consumer engagement in various food waste reduction strategies have been limited. We thus address this gap by developing a research model that utilises two well-known theories, namely, Theory Interpersonal Behaviour (TIB) and Comprehensive Model Environmental Psychology (CMEP), to explain behaviour consumers. The hypothesises positive associations between emo...

Energy distribution technique is an essential obligation of intelligent household system to assure optimal and economical operation. This paper considers a small-scale detached from the power grids consisting some electrical components in day-to-day life. Optimal generated photovoltaic vital for ensuring economic uninterrupted flow. presents energy smart ensure A (PV) considered as primary gene...

Since the early 1980s, the research community has developed ever more sophisticated algorithms for the problem of energy disaggregation, but despite decades of research, there is still a dearth of applications with demonstrated value. In this work, we explore a question that is highly pertinent to this research community: how good does energy disaggregation need to be in order to infer characte...

The pattern of energy consumption is affected by social, economic and cultural conditions in society.  On the other hand, energy policy has been particularly important in recent years in terms of increasing the role of energy and the environment in the economic, political and social activities of different societies. The research method is survey. The statistical sample includes 120 citizens of...