African Americans have higher rates of mortality than whites who are the same age and sex. We hypothesize that in low socioeconomic status neighborhoods, having health insurance coverage and a regular health care provider increases the likelihood of receiving diagnostic tests for cardiovascular disease and diabetes. We use data from a random two-stage cluster sample of 230 adults living in high...

A large majority of adults in the United States who have health insurance are covered by plans provided by employers until they become eligible for Medicare at age 65. Some employers extend health insurance coverage to retirees, while others terminate coverage when an individual leaves the firm. A risk-averse individual who believes there is some chance that he will incur large medical expenses...

As millions of Americans gain Medicaid coverage under the Affordable Care Act, attention has focused on the access to care, quality of care, and financial protection that coverage provides. This analysis uses the Commonwealth Fund Biennial Health Insurance Survey, 2014, to explore these questions by comparing the experiences of working-age adults with private insurance who were insured all year...

Pre-exposure prophylaxis (PrEP) can reduce U.S. HIV incidence. We assessed insurance coverage and its association with PrEP utilization. We reviewed patient data at three PrEP clinics (Jackson, Mississippi; St. Louis, Missouri; Providence, Rhode Island) from 2014-2015. The outcome, PrEP utilization, was defined as patient PrEP use at three months. Multivariable logistic regression was performed...

Employer-based health insurance is the backbone of the U.S. system of health insurance coverage. Yet it has been slowly eroding, and if these trends continue greater numbers of Americans are likely to be uninsured or without affordable coverage. Employer coverage has marked advantages, including benefits to employers and a natural risk pool that offers better benefits at lower cost than individ...

Extending health insurance coverage to more children is currently of considerable policy interest as evidenced by the number of bills so far introduced in the 105th Congress. 1 These legislative initiatives propose a range of mechanisms for reducing the number of uninsured children including: tax credits and vouchers for families to assist them in purchasing insurance coverage for their childre...

Generous coverage of specialty drugs for cancer and other diseases may be valuable not only for sick patients currently using these drugs, but also for healthy people who recognize the potential need for them in the future. This study estimated how healthy people value insurance coverage of specialty drugs, defined as high-cost drugs that treat cancer and other serious health conditions like mu...

the present study aimed to explain the factors affecting the usage of electronic insurance in iran insurance company and its operating strategies in khuzestan province. the research method is descriptive-survey method, and data collecting instrument is questionnaire. the study population is consisted of 480 people of all staff and experts the sales network in iran insurance company in khuzestan...

Young adults, ages 19 to 29, are one of the largest segments of the U.S. population without health insurance: 13.7 million lacked coverage in 2006. They often lose coverage at age 19 or upon high school or college graduation--most two of five (38%) high school graduates who do not enroll in college and one-third of college graduates are uninsured for a time during the first year after graduatio...