INTERNATIONAL FOOD POLICY RESEARCH INSTITUTE 2033 K STREET, N.W. WASHINGTON, D.C. 20006-1002 PHONE: +1-202-862-5600 FAX: +1-202-467-4439 EMAIL: [email protected] WEB: www.ifpri.org In the last two decades, nongovernmental organizations (NGOs) in Bangladesh have provided millions of poor rural people with savings and credit services at low cost. With these services they have reduced poverty, and m...

The study aimed at financing practices on the sustainability of microfinance institutions in Nakuru County. A Census County was carried out. objectives this research were: To establish effect group County; to evaluate debt Microfinance County, financial securities and determine loan performance It analyzed how lead county. sampling design used because it is most efficient for kind study. target...

Agriculture plays a great role in the economy of many countries including Tanzania where majority depends on agriculture-based activities for their livelihoods. Access to agricultural credit is vital growth and development sector Tanzania, hence financing agriculture key issue rural development. Despite effort Government make services available affordable its majority, access among smallholder ...

The Highly Indebted Poor Countries’ (HIPC) Initiative provides debt relief to a group of highly indebted poor countries. The capacity of the multilateral financial institutions (MFIs) to manage this programme is analysed and the conclusion is drawn that it is unlikely to achieve the purposes for which it has been established. Criticism is based upon the MFIs’ own policy advice as well as that o...

Microfinance programs and institutions are increasingly important in development strategies but knowledge about their impacts is partial and contested. This paper reviews the methodological options for the impact assessment (IA) of microfinance. Following a discussion of the varying objectives of IA it examines the choice of conceptual frameworks and presents three paradigms of impact assessmen...

Many microfinance institutions (MFIs) use dynamic incentives in combination with progressive lending schemes to reduce defaults. However, the specific role of has never been tested empirically, while observational evidence other contexts points potentially adverse effects. Using an experimental approach, we study impact on overborrowing, attending possibility that may actually increase liquidit...

Microfinance has proven to financial institutions (i.e. banks) that the services they provide to their “traditional” clients can also be offered to poor and low-income entrepreneurs and clients, in a sustainable and viable manner. These institutions have seen that reaching out to the majority of the country’s population, which is the low-income market, does not necessarily mean a losing proposi...

This paper compares, for a microfinance institution, the performance of two individual classification models: Logistic Regression (Logit) and Multi-Layer Perceptron Neural Network (MLP), to evaluate the credit risk problem and discriminate good creditors from bad ones. Credit scoring systems are currently in common use by numerous financial institutions worldwide. However, credit scoring using ...

microfinance, banking to the poor, is a recent global phenomenon introduced as a way for combating the poverty in the 1970’s. before that the poor were not allowed access to credit and loans due to the widespread belief that the poor could not repay loans. but microfinance movement with financial innovations reduced the costs and risks of lending to poor households, and presented as tool for re...