As the size of domestic credit card market is steadily growing, marketing method for companies to secure customers also changing. The process understanding individual preferences and payment patterns has become an essential element, it developed a sophisticated personalized properly understand customers’ interests meet their needs. Based on this, system that recommends products or stores suitab...

This paper proposes a credit transfer system using Web Ontology Language (OWL) between universities. Credit transfer has been conducted mainly comparing and transforming curricula among universities. Mutual 1 :1 comparisons are needed n(n-1)/2 among n universities. We propose a credit transfer system using IEEE/ACM Computing Curricula as intermediate curricula in the area of computer science in...

Fuzzy adaptive network (FAN) is proposed to help decision makers in credit scores and to assign the amount of loan. By combining with neural networks to incorporate the learning ability, FAN provides an alternative approach for the imprecision and fuzziness of the credit rating system. A loan approval example is given and the performance of FAN is compared with the regression algorithm. The res...

This study aims to present the unique product of International Chamber Commerce for dispute resolution in area trade finance, namely Documentary Instruments Dispute Resolution Expertise (DOCDEX). The ICC Banking Commission, together with Court Arbitration, has designed these distinct set rules documentary credit issues, specifically adapted resolve disputes over interpretation and monitoring im...

This study is on the determinants of credit access by small scale farmers in Dekina Local Government Area of Kogi State, Nigeria. The specific objectives are to; identify the major source of credit among the small scale farmers; estimate the determinants of farmers’ access to formal credit; compare the farm income of farmers who have access to formal credit and those who have not and identify c...