Credit-based electronic payment systems are considered to play important roles in future automated payment systems. Like most other types of payment systems, however, credit-based systems proposed so far generally involve computationally expensive cryptographic operations. Such a relatively heavy computational load is preventing credit-based systems from being used in applications which require...

Online payments are a critical issue in electronic markets. This research investigates online payment choices using probit and nested logit model based on the survey data we collected from eBay users. We develop a theoretical framework to model payment choices between the trader partners based on risk, convenience and cost dimensions. Then, we analyze how product attributes, traders’ characteri...

Releasing prices and performing cash subsidy payment to all applicants with a different income level create differences in the method of household function and different services of organizations including waste and recycling management organization. The purpose of this study was to determine the effect of cash subsidy payment on the quantity of domestic waste in Rasht (Guilan province, Iran)....

Prospective payment encourages managed care organizations to select low-risk patients. This article models an entitlement program utilizing patient-level competitive bidding to mitigate risk selection. Three mechanisms are tested: uniform payment, pure bidding, and a mix of payment and bidding. Results show selection always occurs under optimal uniform payment, but never under either bidding me...

The considerable increase of mobile device users in recent years causes a strong demand on secured wireless information services and reliable mobile commerce (m-commerce) applications. Since mobile payment (m-payment) is a critical part of most wireless information services and mobile commerce applications, how to build secured m-payment systems becomes a research hotspot. This paper presents a...