The financial sector is always looking for new services delivery platforms to improve customer confidence and satisfaction. To achieve this, the banking service delivery platform must provide end-to-end security to safeguard the financial information exchanged between the bank and the customer. Today a number of banks offer mobile banking service to their customers. However, still banks have be...

Banking all over the world is moving in a new direction, as the memories of global financial crisis are gradually fading. In India, a new phase of the banking expansion is on the anvil and the reserve Bank of India has already announced license for the setting up of new banks, with many more likely to come in the near future. But the expansion of banking network is also fraught with risks as it...

The banking sectors of the European Union have faced numerous challenges in the past decade. With regard to old EU members, as a result of the Second European Banking Directive and the Single European Passport the speed of deregulation accelerated, and with the elimination or lowering of barriers market-entry costs substantially decreased, favouring competition and the creation of a Unified Ban...

Organizations know that information issues or problems exist, but struggle to find a clear way to get started to effectively manage this asset. Information is a business asset, and must be managed effectively. For supporting organizations towards better management of information, we propose Business Object Modeling (BOM) as a modeling approach. BOM enables companies for information management b...

Trust has been identified as the key to e-commerce because it is crucial wherever uncertainty and interdependence exist. The strong association between a high level of trust and the banking sector has not yet been fully translated in the electronic world. The aim of this article is to develop and validate a multi-dimensional model of trust for Internet banking. The data are collected through 44...

Despite enormous potential to use web technology at the front-end of retail banking and the advent of mature respective development methodologies, the degree of web technology use in this banking sector is still low. In particular, this applies to lending which is the core of banking. In this paper we argue that there is a gap between the available conceptual means for employing web technology ...

Risk management is what kind of strategies should be adopted to reduce all kinds risk. the difference between actual return and expected return. And credit risks potential that borrower will fail meet obligation. The banking industry Pakistan faced with several challenges among them are determinants risk operational Determinants defined as factors may affect operation business. Many banks in ha...

Banking crises can be damaging for the economy, and as the recent experience has shown, nowadays they can spread rapidly across the globe with contagious effects. Therefore, the assessment of the stability of the banking sectors is important for regulators, depositors, investors and the general public. In the present study, we propose the development of classification models that assign the ban...

Development of information technology in the last few years, have brought about a lot of changes in almost all facets of life. In the banking industry, it has been in the form of banking services offered through an electronic channel. Electronic banking is the wave of the future, it has a lot of benefits which add value to customers’ satisfaction in terms of better quality of service offerings ...