This paper presents an empirical examination of the effects of both deposit market competition and of wholesale funding on bank risk simultaneously. The traditional view of the relation between competition and risk has focused on the disciplining role of the charter value. In this project we argue that if the structure of bank liabilities and the costs of retail and wholesale funding are jointl...

A brief overview on boiler tubes ash deposit characterization and thermophysical properties of deposits are given. The structure of an ash deposit on the heat exchange surface of a boiler is usually non-uniform. The thickness of the deposit increases with time and during this process chemical reactions and sintering of ash particles may lead to structural changes. Therefore the thermal conducti...

The solidification behavior of droplets as well as spray-deposit of Al-4.5 wt% Cu alloy is simulated by modeling based on heat flow analysis. The model incorporates droplet dynamics and their thermal states during atomization process. The resultant spray enthalpy is used to analyze heat flow during solidification of the spray deposit. The effect of process variables like atomization pressure, m...

It is shown that it takes several years for a mandatory policy to be institutionalized and routinized, but that once it has been the deposit of articles takes place in a remarkably short time after publication, or in some cases even before. Authors overwhelmingly deposit well before six months after publication date. The OA mantra of ‘deposit now, set open access when feasible’ is shown to be n...

Usually non-maturity deposits form a considerable part of banks' assets and funding and thus hedging the interest rate risk of them is important. However, the available research addressing non-maturity deposit valuation is very limited. In this Thesis, we compare models for estimating the deposit rate and stock evolution and suggest suitable hedging possibilities for non-maturity deposits. Non-...

Introduction: Elephant Moraine (EET) 87521 is a polymict mare basalt breccia containing very-low-titanium (VLT) basalt components and rarer KREEP components. [1] showed that within pyroxene from VLT lithic clasts of EET87521, there were two distinct trends in a plot of Ti/(Ti+Cr) versus Fe/(Fe+Mg) (Figure 1). They suggested that the two fractionation trends (A and B) were the result of differen...