Recently, P2P lending has become a hot research topic in finance, especially after the global financial crisis. Most existing research did not consider the efficiency from the borrowers’ perspective. This paper proposes a decision support system based on intelligent agents in P2P Lending for borrowers. The system provides borrowers with individual risk assessment, eligible lender search, lendin...

Since the proposal of "One Belt and One Road" initiative, it has attracted wide attention international community. As a key link OBOR financing is blood promoting economic development member countries, financial cooperation been quite effective. 2013, combination digitalization finance leads to new forms finance, channels methods have expanding. At same time, domestic environment dramatically c...

In this paper, the author analyzed the synthetic four dimensional evaluation index systems on risk of carbon finance in commercial banks in China. The analysis was conducted by means of an AHP-based Fuzzy Approach which builds a system analysis technique for multiple criteria decision making, and by market risk, credit risk, operational risk and project risk. The result show that evaluation ind...

In this paper, I put the ongoing G20 process of improving the regulation of international finance into a historically and theoretically informed perspective. To understand the driving forces behind and obstacles to international cooperation in governing finance I combine concepts from international and comparative political economy. Different variants of capitalism have reacted in distinct ways...

M icrofinance has proven an effective tool in alleviating poverty, particularly among the population living on less than a dollar a day. Worldwide, more than 100 million people now receive microfinance, but not all of them are below the dollar-a-day poverty line. Although microfinance is expanding all over the world, probably fewer than half of the people who have access to financial services t...

It is argued that a Bitcoin-style money-like informational commodity may constitute an effective instrument for the further development of Islamic Finance. The argument involves the following elements: (i) an application of circulation theory to Bitcoin with the objective to establish the implausibility of interest payment in connection with Bitcoin, (ii) viewing a Bitcoin-like system as a mone...

This paper investigates the relation between financial development and firm size. The model shows that the quality of laws, by affecting the level of monitoring costs, has an effect on risk sharing and, through this channel, on the investor basis and the availability of external finance to firms. If, because of high monitoring costs, the provision of finance to projects is concentrated in very ...

There is an apparent assumption amongst policymakers despite evidence of heavy and increasing reliance on informal finance, the co-existence formal financial markets, linkages between finance economic outcomes that, rather than needed for development. The objective this study to examine role in Economic Development. We use White Heteroscedasticity Adjusted Two-Stage Least Squares Regression est...

Small enterprises may face a number of challenges to growth, including capital constraints, lack of skills and poor self-control. This paper presents the results of a randomized experiment involving microenterprise owners in Uganda designed to explore these constraints. Individuals from a pool of business owners who expressed interest in expanding their enterprises were randomly selected to rec...