Banks are unique financial institutions in that they combine the production of liquid claims—that is, demand deposits—with loans. Though banks can replicate most what FinTech firms do, benefit from an uneven playing field less regulated than banks. The enables nonbank to challenge specific product areas where success is not tied makes unique—namely, their deposit-gathering abilities and potenti...

Regulations related to the disclosure of environmental, governance, and social (ESG) factors are evolving rapidly a major concern for financial compliance worldwide. Information technology has potential reduce effort cost ESG compliance. However, comprehensive accurate data necessary disclosures. Currently, availability quality underlying disclosures vary widely often deficient. The process inv...

Financial technology, or Fintech, has captured the attention of scholars, students, and institutions across worldwide for over a decade. With plethora new financial services, products, innovative methods to engage with clients, impact technology on sector been extensively studied. This research paper provides summary scientific FinTech by using bibliometric analysis. Using Scopus database, anal...

One form of business is due to current developments in financial technology (abbreviated as fintech), which means using provide solutions. This study aims see the responsibility PT. Dana Agung Nusantara (fintech) lending provider default by recipients case Central Jakarta Commercial Court Decision Number 113/Pdt.Sus-PKPU/2021/PN Jkt.Pst. research normative juridical research. In this study, sou...

This study aims to determine whether there has been a digital transformation of financial behavior in the use fintech by micro, small and medium enterprises (SMEs) Indonesia with Covid-19 Pandemic. The used population SMEs all provinces, while sample collected was 84 from 19 provinces Indonesia. Data analysis using variance-based SEM SmartPLS 3.2.9 software tools. results show that pandemic an ...

The development of financial technology in the services sector provides benefits and conveniences, especially banking sector. In overcoming this threat, industry, Islamic banking, initiated a strategy by collaborating with technology. As banks controlled government, state-owned banks, namely Bank Mandiri Syariah, Negara Indonesia Rakyat took these steps to increase company's profitability. This...

Since the global financial crisis in 2008 regulatory measures have been taken to strengthen international sector. There are however challenges that potential destabilise This article examines three of these challenges: Fintech, Brexit, and Emerging Markets Economies. is currently no significant analysis issues relation their effect on stability. addresses this gap analyses why form a threat Fin...

This study's goal is to better understand the variables that affect Pakistani consumers' acceptance of and use Financial Technology (FinTech) services in banking industry. Data from a sample size 339 clients were gathered using research methodology based on quantitative approaches causal approach. According findings, people's intentions utilise financial technology are greatly impacted by how b...