Recently, online shopping has become a popular trade model. Merchants can put their goods information on a website built by the Internet platforms, such as Yahoo and eBay. This trade model facilitates customers to browse what goods the merchants sell. But the employed types of payment are not fair. In this paper, a new trade model for online shopping is proposed. This model adopts 3G mobile pho...

Merchants are competing to offer the use of mobile payment to encourage shopping. many mobile payment systems were made available in various locations worldwide; however, they have various drawbacks. This paper proposes a new mobile payment system that discusses the main drawbacks of these systems, namely security and speed of transaction. The proposal is featured by being simple to use by cust...

This paper provides a new theory for two-sided payment card markets. Adopting payment cards requires consumers and merchants to pay a fixed cost, but yields a lower marginal cost of making payments. Analyzing adoption and usage externalities among heterogeneous consumers and merchants, our theory derives the equilibrium card adoption and usage pattern consistent with empirical evidence. Our ana...

This paper presents a model of competing payment schemes. Unlike previous work on generic twosided markets, the model allows for the fact that in a payment system one type of user (merchants) competes to attract users on the other side of the market (consumers who may use cards for purchases). It analyzes how competition between card associations affects the choice of interchange fees, and thus...

Abstract Elite donors are a crucial and sought-after source of funding for many nonprofit organisations, but there is dearth substantive empirical studies presenting primary data on such donors’ motivations, experiences perspectives. There challenges social scientists in conducting interviews with elites, notably: gaining access to elite donors; developing sufficient rapport discuss topic that ...

viduals in both the United States and China. This paper includes a history of philanthropy in each nation, as well as the impact of notable wealthy figures on philanthropy. We also asses the motivations of wealthy donors and review the charitable areas that receive the most donations from this population. This paper analyzes and compares the donation trends from the top fifty philanthropists in...

The attitude of human create pollution. Pollution has to be addressed, and changing attitudes could the only way mitigate three pillars method encourage humans change their so that our environment will at least maintain strata quo current situation. process is a long-term time- consuming process, however, end result an encouraging one. two examples quoted are River Life Project Sungai Way rehab...

In this paper we present an XML-based multi-agent system, called Multi Agent System for Traders (MAST), that completely supports Business-to-Customer E-commerce activities, including advertisements and payments. MAST helps both customers and merchants in their tasks with a homogeneous and personalized approach. In particular, E-payments in MAST are implemented under the availability of financia...