BackgroundUnderstanding the progression of kidney disease is great interest among clinicians. The multi-state model an adequate tool to effects covariates that influence onset, progression, and regression function.ObjectiveThe goal present study propose a stochastic for demonstrate application same.MethodologyWe proposed semi-parametric continuous time homogeneous Markov data obtained from retr...

In life insurance contracts, benefits and premiums are typically paid contingent on the biometric state of insured. Due to delays between occurrence, reporting, settlement changes state, process is not fully observable in real-time. This fact implies that classic multi-state models for insured able describe development policy real-time, which encompasses handling incurred-but-not-reported repor...

Abstract We consider computation of market values bonus payments in multi-state with-profit life insurance. The scheme consists additional benefits bought according to a dividend strategy that depends on the past realization financial risk, current individual insurance number currently held, and so-called portfolio-wide means describing shape business. formulate numerical procedures efficiently...