INTRODUCTION Information about individuals' drug expenses can indicate much about the size of drug markets, the financial burden of use, drug-related crime, and potential challenges for treatment. Most often, expenses have been estimated holistically by asking respondents to report how much they spent. In 2000, the Arrestee Drug Abuse Monitoring (ADAM) program introduced an advanced questionnai...

BACKGROUND Both financial literacy (managing personal finances) and health literacy (managing personal health) become increasingly important for older adults, potentially impacting their quality of life. Resources in these constructs of literacy tend to be distinct, although the skills and decision-making involved overlap as financial issues impact healthcare choices. Thus the primary purpose o...

Using a spillover index approach, we investigate volatility spillovers across China’s stock, bond, commodity futures, and foreign exchange (FX) markets and their evolution during the period 2005–2015. We find that these four financial markets are weakly integrated. The stock market is the largest net sender of volatility spillovers to other markets, followed by the bond market, and the FX and c...

A well-developed and functioning insurance sector is a pre-requisite for an inclusive economy growth of any country. The has been growing steadily gradually in India. Insurance essential financial service because it provides security to individuals business persons. efficiency the companies measured by techniques such as performance, technical, purely technical scale efficiencies. This research...

The purpose of this research was analyzed the effect positively and significantly Operating Expenses on Return Assets. This Net Interest Margin Capital Adequacy Ratio Loan to Deposit Bank Ownership Purposive sampling is a technique by determining certain criteria. sample in study are commercial banks Indonesia 2019-2022 period except for Islamic Banks, BPD (Regional Development Banks) Foreign B...

We develop a tractable two-country overlapping generations model and show analytically that the cross-country differences in financial development help explain three recent empirical facts characterizing international capital flows: financial capital flows from relatively poor to relatively rich countries while FDI flows in the opposite direction; net capital flows are from poor to rich countri...

We show that (i) different collateral requirements across countries in securitized markets lead to net international capital flows, and (ii) the ability to tranche asset-backed securities in one country leads to offsetting portfolio flows, creating gross financial flows. We use a general equilibrium model with two countries, collateralized borrowing, and securitized markets. Financial systems d...