This study employs a semi-parametric Cox proportional hazard model to study the relationship between survival time and bank-specific determinants of failure of commercial and agricultural banks during the recent recessionary period. Results indicate that non-performing consumer and commercial loans have seriously impaired banks‟ financial health and survival.

The Impact of Macro Systematic Shocks on the Non-Performing Loans: Multivariate Stochastic Volatility Model

This study aims to identify and analyze credit management, the causes of bad credit, handling loan problems in banking. uses quantitative methods data used are secondary data. The is based on application management collectability data, level Capital Adequacy Ratio (CAR), Non Performing Loans (NPL), limit Loan Deposit (LDR). results this indicate that Rural Banks have carried out stages appropri...

nowadays, the significant increase in the banks' non- performing loans is one of the main disturbances for authorities because of its bad effects on the macroeconomic index in our country such as increasing credit risk, liquidity risk and finally bankruptcy risk. social gap in welfare programs, deviation in monetary policies, etc. are the other bad results of this phenomenon. meanwhile, du...

Non-performing loans (NPLs) that turn into bad debt or dead loans are a problem for Italy's banking industry. To some extent, this is unavoidable. Previously, Italian banks have given the impression that their risk controls for loans are unsuccessful because the banks own a disproportionate amount of NPLs. These banks are now paying more attention to the management of these risks. (Vaidya, 2013...