This paper argues for the need to go beyond appreciating co-production as a stand-alone process. Rather it offers holistic model of value creation public services, by integrating insights from both administration and management service marketing literatures. The components this are loci, elements, processes creation. Co-production is located within but only one process, not pre-eminent one. imp...

In India, the credit card usage as well as the penetration has been found to be very low compared to that of debit cards. Though banks offer the best of the services, still there are apprehensions about the risks involved in using a credit card in India. Hence, this study investigates the customer’s adoption behavior of credit cards and determines the factors which influence the acceptance amon...

This paper describes the process of building the first tree-bank for Modern Hebrew texts. A major concern in this process is the need for reducing the cost of manual annotation by the use of automatic means. To this end, the joint utility of an automatic morphological analyzer, a probabilistic parser and a small manually annotated tree-bank was explored. An initial tree-bank that consists of 50...

Over the last ten years, the Missoula Food Bank has seen a greater need for its services leading to funding shortfalls. To meet the needs of an increasing number of clients with a limited budget, the Missoula Food Bank must look for ways to modify its operations while increasing efficiency of its services. As the Food Bank budget is used to acquire food and currently also transport it from ware...

Internet is becoming a global IT infrastructure serving interactive and real-time services ubiquitously accessible by heterogeneous network-enabled devices. In the Internet of Services (IoS) era, monitoring infrastructures must provide to network operators fine-grained service-specific information which can be derived by dissecting application level protocols. To accommodate these new monitorin...

Early Warning Systems (EWS) can play a crucial role in mitigating the effects of natural disasters. Modern EWSs leverage wireless sensors for real-time monitoring of natural phenomena and computing-intensive scientific applications for scenario-based prediction and analysis of sensor data. This paper presents the UrbanFlood Common Information Space (CIS), a framework facilitating the creation, ...

This paper describes the process of building the first tree-bank for Modern Hebrew texts. A major concern in this process is the need for reducing the cost of manual annotation by the use of automatic means. To this end, the joint utility of an automatic morphological analyzer, a probabilistic parser and a small manually annotated tree-bank was explored. An initial tree-bank that consists of 50...

documentary credit or letter of credit (lc) is one of the methods of payment in international commerce. the documentary credit is a binding commitment from the issuing bank to pay a sum of money to the beneficiary on certain conditions. the applicant needs to contract with an issuing bank to open a lc. the legal nature of such contract is a controversy issue and thus different opinions are brou...

An increasingly unbridgeable gap exists between the supply and demand of transplantable organs. Human embryonic stem cell technology could solve the organ shortage problem by restoring diseased or damaged tissue across a range of common conditions. However, such technology faces several largely ignored immunological challenges in delivering cell lines to large populations. We address some of th...