This paper presents a case study of the investment banking arm of a multinational banking corporation (Invebank) which is attempting to introduce Component-Based Development (CBD). Problems were apparent in this adoption because, while CBD requires extensive knowledge sharing and collaboration, sub-cultural differences between groups within Invebank meant that this proved difficult to enact. Th...

E-Business is increasingly reshaping the way businesses operate across the globe. Globally, businesses in the banking and telecoms sectors have been re-engineering their value chains by adopting e-Business presence by means of dot com launches. The second half of the 1990s, however, saw both the rise and subsequent collapse of dot com entities as a major focus of investment interest, with conse...

Business information has become a critical asset for companies and it has even more value when obtained and exploited in real time. This paper analyses how to integrate this information into an existing banking Enterprise Architecture, following an event-driven approach, and entails the study of three main issues: the definition of business events, the specification of a reference architecture,...

Information Technology (IT) has become one of the critical components that facilitates any banking institutions’ ability to meet regulatory requirements, in an efficient and a cost-effective way. In many instances, dedicated regulatory IT systems have been established, and comparable to most implementations, they are often considered a significant investment. Viewed from the longstanding debate...

Mobile commerce can be simply defined as conducting business activities over mobile terminals. It is the combination of electronic and mobile commerce performed over mobile terminals such as mobile phones, laptops, portable digital assistants (PDA), etc. Typical services include mobile banking, mobile shopping, mobile stock trading, mobile auction etc. It is widely regarded as an important inno...

Banking business has done wonders for the world economy. The simple looking method of accepting money deposits from savers and then lending the same money to borrowers, banking activity encourages the flow of money to productive use and investments. This in turn allows the economy to grow. In the absence of banking business, savings would sit idle in our homes, the entrepreneurs would not be in...

In many industries, business structures that were considered as stable over many decades have started to change rapidly, leading to a large bundle of complex, often radical and dramatic transformation needs in affected organizations. For example, due to deregulation, outsourcing, usage of electronic channels and particularly business networking, retail banking has been transformed more during t...

A general equilibrium model of a financial intermediary extends the model first introduced by D. Diamond and P. Dybvig (JPE, 1983) to an infinite-horizon environment. This extension enables the relationship between the real business cycle and the composition of assets held in the banking sector to be studied. As in the D-D model, the bank is an optimal financial intermediary coalition here. Mor...

Banking all over the world is moving in a new direction, as the memories of global financial crisis are gradually fading. In India, a new phase of the banking expansion is on the anvil and the reserve Bank of India has already announced license for the setting up of new banks, with many more likely to come in the near future. But the expansion of banking network is also fraught with risks as it...

The capital structure and regulation of financial intermediary firms are important topics for regulators and academic researchers. In general, theory predicts that firms choose their capital structures by balancing the benefits of debt against its costs. The purpose of this paper is to analyze capital structure as a function of bank's specific variable factors. It examines the relationship ...