This study aims to examine Intellectual Capital, Islamic Corporate Social Responsibility on the Financial Performance of Commercial Banks in Indonesia based Islamicity Index. The dependent variable is independent variables used this are Capital and Responsibility. population 14 banking companies. sampling technique purposive sampling, as many 8 2016-2019. data were analyzed using Partial Least ...

Lending remains one of the major functions of banks in all economies. In fact, interest charged on loans and advances today constitute a sizeable part of banks’ earnings. However, the possibility of failure of loans creates nightmares for not only the borrower and lender, but also poses a serious setback to the economy. This paper identifies non-performing credit as a major threat to the profit...

Customer churn has become a major problem within a customer centred banking industry and banks have always tried to track customer interaction with the company, in order to detect early warning signs in customer's behaviour such as reduced transactions, account status dormancy and take steps to prevent churn. This paper presents a data mining model that can be used to predict which customers ar...

Asset price bubbles are considered to be a major risk to fi nancial stability. In this article, we show that an asset price bubble poses a bigger risk when banks are exposed to it. This is because when the bubble bursts, banks realise losses and this may trigger bank failures and a credit crunch. In contrast, when overvalued assets are held by ordinary savers, the consequences for fi nancial st...

The primary function of banks during economic transformation is seen to be provision of an efficient payments mechanism. The lack of banking skills, particularly in credit allocation, is seen as the major problem in achieving stable monetary systems. This is a problem which can be expected to last many years. The solution is to limit banks to very safe assets (initially central bank liabilities...

Deregulation, re-regulation and continuing globalisation embody an imperative that banks increase efficiency to survive. We employ non-parametric bootstrap DEA to measure technical efficiency among Jamaican banks between 1998 and 2007. In addition, we test for conditional convergence to identify pointing variables for technical efficiency. Overall, the results suggest that there has been a tend...

The recent global financial tsunami (2007 – present) has swiped the whole world with disastrous consequences, leading to the bankruptcy of major banks, trillions of dollars in economic rescues, and major national economic failures. Unlike previous financial crisis, one major driver of this crisis is the contagious failures of banks through a network of interbank payments and correlated bank por...

As the globalization is developing, financial interdependence has been increasing sharply among financial organizations, such as central banks, commercial banks, investment banks, etc.. And the relationships in this system can be perfectly explained as network structure. Many researchers have studied a lot in this intersection. In this paper, we select 158 literatures (2004-2016) from SSCI jour...

ZHENG XIAOSONG: A credit policy study of Chinese banks on small and medium-sized enterprises. Acta Universitatis Agriculturae et Silviculturae Mendelianae Brunensis, 2013, LXI, No. 7, pp. 2973–2982 In recent years, there is rising attention on the diffi cult fi nancing problems of small and mediumsized enterprises (SMEs). With constant development and improvement in China’s socialist market eco...

Though overall bank performance from July 2007 to December 2008 was the worst since the Great Depression, there is significant variation in the cross-section of stock returns of large banks across the world during that period. We use this variation to evaluate the importance of factors that have been put forth as having contributed to the poor performance of banks during the credit crisis. The ...