BACKGROUND In the developing world, access to small, individual loans has been variously hailed as a poverty-alleviation tool - in the context of "microcredit" - but has also been criticized as "usury" and harmful to vulnerable borrowers. Prior studies have assessed effects of access to credit on traditional economic outcomes for poor borrowers, but effects on mental health have been largely ig...

Results Initially, medical officers from multiple types of government hospitals in India were expected to report AIDS cases, including deaths. However, this reporting mechanism was inadequate, complicated by many disparate types of reporting units with incomplete and delayed reports. Therefore AIDS case reporting has been replaced by HIV case reporting from the 4532 Integrated Counseling and Te...

Fisheries observers can both collect scientific data and report on compliance with fisheries regulations. Observers are used only for scientific purposes in most US fisheries. However, North Pacific groundfish fisheries observers are required to report violations of fisheries regulations that they witness. Based on evaluation of historical enforcement incidents and survey data, this paper consi...

We examine how firms evaluate and compensate their chief financial officers (CFOs). CFOs participate in decision making much like other executives, but unlike most other executives they have fiduciary responsibilities for reporting firms’ financial results and safeguarding the integrity of financial reporting. Responsibility for financial reporting raises the question of whether it is appropria...

Interest in collecting and publicly reporting information about the cost and quality of health care has been growing. Yet questions remain about the accuracy of reported price, process, and outcome information; the comparability of results across different populations; and whether and how patients and others use the information to make decisions. Advocates for public reporting argue that it wil...

At a time of growing market turbulence and a strong shifts towards increasingly complex risk models and more stringent audit requirements, it is more critical than ever to maintain the highest quality of financial and credit information. IFC implemented an approach that helps increase data integrity and quality significantly. This approach is called “Screening”. Screening is based on linking in...

Food insecurity exacerbates malnutrition with irreversible consequences for children. Thus, we address the determinants of food security status reference to women farmers, access irrigation technology as a critical determinant and effect cooperatives on nutritional status. We used primary data from Kakamega, Kenya. Descriptive analysis was applied together regression using logistic, probit line...

the credit portfolio management and the optimal credit portfolio selection are identified as one of the most effective factors in banks’ credit risk. two main strategies in this regard include diversification versus concentration. in this study, at first, the status of diversification of iran’s banking sector is analyzed, then the relationship between diversification of the credit portfolio and...

almost all countries in the world are party to the rio conventions. this entails a number of responsibilities, including reporting periodically on aspects of environmental health and national implementation of the convention. these reports can cover hundreds of pages, so completing reports is often a significant undertaking. since countries can be party to numerous multilateral environmental ag...