Fintech lending is an alternative vehicle to traditional lending. In the modern industry, fintech will play a vital role as it ensures banking everywhere. The ecosystem in India improving every day and by 2023 emerge key source. RBI issued detailed guidelines this regard Sept, 2022 ensure transparent fair mechanism at low cost. providing new opportunities borrowers investors lower cost, greater...

This paper makes a three-fold contribution to social science research into FinTech in Africa. First, we build on existing mobile payments show how providers offer unsecured short-term credit products via wallets. Second, stress the expansion of Africa’s economy is constituted through distinctive platformization processes platform capitalism. Third, develop current work that highlights growth Af...

Finansal teknolojiler (k?saca fintech), basitçe dijital teknolojilerin finansal servislerde kullan?lmas? olarak isimlendirilebilir. Özellikle 2008 krizinden sonra fintekler ivme kazanm??t?r. Fintekler, finans endüstrisi için hem y?k?c? de destekleyici durumdad?r. Sektör bu bulu?lardan faydalansa bile birçok uygulama sektör oyun de?i?tirici olmaktad?r. Yar?? kriptoparalar (özellikle bitcoin) ile...

This paper uses the method of Text Mining and GARCH-VaR model to construct Fintech risk index, exploring relationship between government intervention, media attention risks empirically. The result has shown that, first, appropriate intervention will inhibit risks; second, can curb some extent; third, change impact on risks, as increases, inhibitory effect be enhanced. It seen from results that ...

With the development of technology, fintech has changed people's lives and challenged traditional financial industry. Facing increasingly mature environment, industry must make changes when facing declining market share. This article will explain in detail by discussing definition fintech, how it evolves, who are its leading participants, formation conditions put forward followings suggestions ...