In 1973, about three-fourths of the civilzan population were covered by private health insurance for substantzal portaons of their costs for hospital and surgwal care. Lesser numbers u?ere cotiered at least 6% some part for other health care costs, usually after payment of deductibles and coznsurance. Private insurers returned $21.6 billion (or 88 percent) of subscribers’ premiums in the form o...

background: despite the enhancement in health outcomes worldwide, health inequity and inequality is one of the most relevant topics both for health policy and public health. this research was designed to decompose the health inequality of people living in shiraz, south-west iran. methods: data were obtained from a multistage-sample survey conducted in shiraz from april to may 2012, to find dete...

This article examines health insurance coverage among a group of newly entitled disability insurance beneficiaries. Although only 50 percent of the beneficiaries had been entitled to disability benefits long enough to be eligible for Medicare coverage, a full 86 percent of them had some type of health coverage. Excluding coverage by Medicare, nearly 75 percent of the sample had coverage under o...

The research question we address is whether state laws that require health insurance policies to provide coverage for specified benefits have affected the size of the population without any private sector health insurance coverage. The laws are often alleged to increase the cost of insurance premiums and thus reduce incentives for smaller employers to offer and for individuals to purchase healt...

Race, Ethnicity and the Dynamics of Health Insurance Coverage Using matched data from the 1996 to 2004 Current Population Survey (CPS), we examine racial patterns in annual transitions into and out of health insurance coverage. We first decompose racial differences in static health insurance coverage rates into group differences in transition rates into and out of health insurance coverage. The...

PRE- AND POSTRETIREMENT EXPENSES: Before retirement, people pay FICA taxes, incur work-related expenses, and set aside money for retirement. But after retirement, most people have different financial obligations, and, as a result, retirees may still be able to maintain their level of preretirement well-being with very different income levels. Studying income, expenditures, and wealth-holding pa...

INTRODUCTION Uganda is currently designing a National Health Insurance (NHI) scheme, with the aim of raising additional resources for the health sector. Very little was known about the health insurance market in Uganda before this study, so one of our main objectives was to investigate the nature of the private health insurance market in Uganda and the opinions of various stakeholders on NHI, w...

China has exploded onto the world economy over the past few decades and is undergoing rapid transformation toward relatively more services. The health sector is an important part of this transition. This article provides a historical account of the development of health care in China since 1949. It also focuses on health insurance and macroeconomic structural adjustment to less saving and more ...

BACKGROUND Moral hazard or utilization hazard refers to the phenomenon during which patients overuse medical services under national health insurance (NHI) because the services are free or the patients are required to pay only a portion of the utilization costs. The aim of this study is to investigate how NHI and private health insurance (PHI) systems influence increases in health care utilizat...

The quality of patient care varies based on numerous factors, such as health care setting, geographic location, access to medications, insurance coverage, and treatment protocols. Recently, the issue of whether use of clinical pathways can reduce costs and inappropriate variability in care has been the subject of much debate. As clinical treatment guidelines and pathways are increasingly deploy...