Cyber risks are an important point on the business agenda in every company, but they are difficult to assess due to the absence of reliable data and profound analyses. To improve this situation, we identify cyber losses from an operational risk database and analyze these with methods from the field of actuarial science. Specifically, we apply operational risk models in order to yield consistent...

Quantitative Risk Assessment (QRA) models have already been developed and used to assess various risks of road tunnels, including the societal risk and expected number of fatalities (ENF). Fire in a road tunnel is considered as the most severe disaster in that road tunnel is an enclosed space. The risk assessment for fire in road tunnels involves a number of parameters. Some of these parameters...

We introduce a generalised subgradient for law-invariant closed convex risk measures on L and establish its relationship with optimal risk allocations and equilibria. Our main result gives sufficient conditions ensuring a non-empty generalised subgradient.

We discuss the uniformly asymptotic estimate of the finite-time ruin probability for all times in a generalized compound renewal risk model, where the interarrival times of successive accidents and all the claim sizes caused by an accident are two sequences of random variables following a wide dependence structure. This wide dependence structure allows random variables to be either negatively d...

drilling operations are exposed to a variety of hazards, some of which may be location and activity dependent and each could pose different risk from different paths.  drilling operation may be vulnerable to hurricanes in one region and be exposed to geohazards in another. however, there are other hazards, (e.g. corrosion, age degradation, poor maintenance), which equally affects every rig. ide...

BACKGROUND This research explores the healthy soldier effect (HSE) - a lower mortality risk among veterans relative to the general population-in United States (US) veterans deployed in support of operations in Iraq and Afghanistan (OEF/OIF/OND). While a HSE has been affirmed in other OEF/OIF/OND populations, US veterans of OEF/OIF/OND have not been systematically studied. METHODS Using US Dep...

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Currently, human skin equivalents (HSEs) used for in vitro assays (e.g., for wound healing) make use of primary human skin cells. Limitations of primary keratinocytes and fibroblasts include availability of donor skin and donor variation. The use of physiologically relevant cell lines could solve these limitations. The aim was to develop a fully differentiated HSE constructed entirely from huma...

BACKGROUND the importance of vitamin D for bone health is well known, but emerging evidence also suggests that adequate vitamin D status may also be protective against non-communicable diseases. In the UK, government initiatives highlighting the importance of adequate vitamin D among older people have been in place since 1998. OBJECTIVES the aim of this analysis is to assess vitamin D status ...