PURPOSE The purpose of this report is to provide basic descriptive information on community-dwelling, disabled, private long-term care (LTC) insurance policyholders who have accessed policy benefits. We focus on how benefits are used, whether claimants feel they are getting appropriate value from their policies, and what the patterns are of formal and informal service use. DESIGN AND METHODS ...

BACKGROUND Whereas national prevalence estimates for workers' compensation benefits are available, incidence estimates are not. Moreover, few studies address which groups in the economy pay for occupational injury and illness when workers' compensation does not. METHODS Data on numbers of cases and costs per case were drawn from the Bureau of Labor Statistics and National Council on Compensat...

This study focused on the adoption of Webbased applications in the insurance industry. An in-depth investigation of relevant literature on the technology adoption process and related issues, and the data collected from auto and life insurance companies identified several factors that affect e-insurance performance (in terms of both tangible and intangible benefits). Web site availability, organ...

The share of contingent employment has increased significantly in the last two decades. Not much is known about the impact of this shift on disparities in access to health insurance and other benefits. I examined disparities in access to any type of health insurance, employersponsored health insurance and workers’ compensation (WC) benefits between contingent and non-contingent workers in U.S. ...

Previous reviews have shown that changes in prescription drug insurance benefits can affect medication use and adherence. We conducted a systematic review of the literature to identify studies addressing the association between prescription drug coverage and health outcomes. Studies were included if they collected empirical data on expansions or restrictions of prescription drug coverage and if...