In this paper we consider the connection between the packet loss ratio (PLR) in a switch with a finite buffer of size L and the tail distribution of the corresponding infinite buffer queue Q. In the literature the PLR is often approximated with the tail probability P(Q > L), and in practice the latter is often a good conservative estimate on the PLR. Therefore, efforts have mainly focused on fi...

The purpose of the article/hypothesis. present contribution is focused on lending market, its credit products, and actors, with particular regard to non-bank small-dollar lenders underserved borrowers. analyze some specific loans related legislative initiatives from American European financial markets which may constitute remedies problem predatory lending. Methodology. analysis was based legal...

Despite enormous potential to use web technology at the front-end of retail banking and the advent of mature respective development methodologies, the degree of web technology use in this banking sector is still low. In particular, this applies to lending which is the core of banking. In this paper we argue that there is a gap between the available conceptual means for employing web technology ...

In pursuing the current housing policies, the government continues to focus on the needs of socially vulnerable people, making the new emphasis on resolving the housing problems of the bulk of working people who have middle income, savings, and homes in ownership after free privatization. The principal solution for these people is long-term mortgage lending, and this Concept reviews the possibi...

Recently, several platforms for arranging credit mediation between borrowers and lenders without usage of a financial intermediary have emerged. Social lending has attracted the interest of researchers who analyzed the behavior of borrowers and lenders on these platforms. The authors examine the impact of pre-made text modules and usage of peer groups on the funding success of a credit request....

Financial researchers initially regarded hedging activities as a means to reduce total firm risk, which often is defined in terms of cash flow volatility. More recently, researchers have focused on the strategic allocation of risk. Direct tests of risk allocation have been problematic, however, because hedging data are rarely available and, when available, are specific only to a single...

The purpose of this study is to assess the impact of disturbances in operation of the Polish banking sector on the effectiveness of monetary policy implementation. The pass-through of changes in market interest rates to retail interest rates, offered by banks to their customers, is analysed in the context of a deterioration in quality of bank credit portfolios, a decrease in bank profitability ...

Health impact assessment (HIA) is both an effective tool for promoting healthy public policies and one that has the potential to help hold accountable for their actions those who create unhealthy public policies. This article identifies some of the issues that arise in considering the application of HIA to the operation of the International Monetary Fund (IMF), especially in the context of sub-...