Third party liability insurance settlements are by their nature the result of negotiations between the claimant, or his/her representative, and a representative of the insurer, acting on behalf of the policyholder (Ross, 1980). When substantial non-economic or general damages are expected in any settlement, such as in auto bodily injury liability claims, the nature of the settlement process mus...

S U M M A R Y Robust magnetotelluric response function estimators are now in standard use in electromagnetic induction research. Properly devised and applied, these have the ability to reduce the influence of unusual data (outliers) in the response (electric field) variables, but are often not sensitive to exceptional predictor (magnetic field) data, which are termed leverage points. A bounded ...

Cloud computing has increasingly been drawing attention these days. Each big company in IT hurries to get a chunk of meat that promises to be a whopping market in the future. At the same time, information is always associated with security and risk problems. Nowadays, the handling of these risks is no longer just a technology problem, with a good deal of literature focusing on risk or security ...

Purpose – University campuses behave as complex systems, and sustainability in higher education is best seen as an emergent quality that arises from interactions both within an institution and between the institution and the environmental and social contexts in which it operates. A framework for strategically prioritizing campus sustainability work is needed. This paper seeks to address these i...

Enterprise risk management (ERM), firm size, leverage, profitability, and dividend policy is believed have an impact on value. However empirical evidence thus still considered scarce. The objectives of this study to determine the effect ERM, value either simultaneously partially. This used purposive sampling technique. samples in 14 companies listed traded Indonesia Stock Exchange. data analysi...

Persons who handle money for patients with mental disabilities often use access to funds as leverage to promote adherence to treatment. Drawing on data from a five-site study involving interviews of 1011 patients at community mental health centers, this paper explores who provides money assistance, the predictors of leverage use, and its impact on patients. A substantial minority of patients re...