This study was undertaken to investigate the impact of microfinance on agricultural productivity by smallholder farmers in Makurdi Metropolis of Benue State, Nigeria. Data were randomly collected from 120 farmers consisting of 60 credit beneficiaries (CB) and 60 non-credit beneficiaries (NCB) by which were analyzed through descriptive statistics and multiple regression analysis. The results of ...

The degree of complexity attendant in university administration is hardly to be encountered in any other organization with peculiarities which distinguish it from military, paramilitary and ministry. The vice chancellor in university is primarily concerned with how to manage resources allocated to them which requires constant teamwork and communication; however the situation is different in mos...

The present work determined the concentration and spatial distribution of heavy metals (As, Hg, Cr, Cd Pb) in soil samples from Makurdi its environs using geographic information system (GIS). specific objective is to produce maps showing toxic study area. Inverse Distance Weighting (IDW), a GIS technique was used dotted neem bark for better visualization contamination zones non-contamination zo...

Arguably, urbanisation, which entails spatial, social, and temporal phenomena, is a social process describing how cities grow societies become more complex. From this point of view, urbanisation not new phenomenon in Nigeria particular Africa general. The began the pre-colonial period continued during colonial post-colonial periods. However, factors or conditions that facilitated each historica...