A total of 154 samples of marine (n=51) and freshwater fish (n=103) were obtained from fish markets in Elazig Province of eastern Turkey. These samples were tested for Campylobacter, Listeria and Salmonella using culturing and biochemical methods. Campylobacter failed to be detected in any freshwater or marine fish samples. Listeria was detected in 22 and 14 of gill and skin samples from freshw...

the adverse effect of climate change on agriculture has increased the importance of weather index insurance, particularly in developing countries. by using several econometric models, this study estimated the price and evaluated its effectiveness in rainfall index insurance for rice and wheat in nepal. crop yields associated with seasonal rainfall in three crop reporting districts were applied ...

after forty years, the act of motor vehicle compulsory insurance was amended in 1387(2008).the act has changed some areas and protected third parties rather than former act. some protections are: increasing third parties, development of sphere of insurance and acceptance of an insurance policy as a mortgage in courts. however we see some ambiguities in the late act. the article analyses changes...

insurance play very important role on economic growth and development of the country.  it's stability depends on their customer's satisfaction. this paper wants to answer this question that which strategies in insurance industry is customer oriented and what kind of structure we need to attain this in this research not only present approaches used but also studies and experiences in i...

insurance is one kind of uncertain contract. it is possiblethat insurance located as another form and title but it is noone of them and it is independent contract. extension ofloss in process of insurance is possible (like othercontract) because the rate of insurance may be more lessthan the installments and payment of insurance or it maybe less that whole of it. possibility of loss in insuranc...

the purchase of insurance may cause the insureds to increase the costs of insurance companies, compared to their estimation of costs. if after the demand of insurance services, the loss ratio of insurance companies increases because of consumer behavior, moral hazard will be evident. in this paper, after introducing the literature, the presence of moral hazard in iran insurance company is teste...

this paper tries to comparatively study agricultural products insurance factors and the international agricultural products insurance systems in developed and developing countries. it analyses these supporting systems typology form the view points of variables such as covered risk factors, program insurer and the insured, insurance projects operational fundamentals, insurance system type (priva...

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introduction: insurance considered as the main financial resource of hospitals but hospitals have disagreement with insuring organizations in some financial cases and usually they do not received all their insurance claims. the aim of current research was to review the causes of deductions  in insurance bills in seyed alshahada hospital and suggest some suitable approaches. methods: in this des...