This paper analyzes the joint influence of the quality of a bank’s loan portfolio, the bank’s maturity gap and its deposit rate policy on the value of deposit insurance in an arbitrage-free Basel II consistent framework. We develop and apply a two-stage structural model of a bank where deposit insurance is a European put option on the loan portfolio, the default of each loan is driven by the bo...

The first non-metal tricyanomelaminates have been synthesized via metathesis reactions and characterized by means of single-crystal X-ray diffraction and vibrational and solid-state NMR spectroscopy. The crystal structures of [NH4]2[C6N9H] (1) (P21/c, a ) 1060.8(2) pm, b ) 1146.2(2) pm, c ) 913.32(18) pm, â ) 112.36(3)°, V ) 1027.0(4) × 106 pm3), [C(NH2)3]3[C6N9]‚2 H2O (2) (P212121, a ) 762.12(...

Arsenic (atomic number, 33; relative atomic mass, 74.92) has chemical and physical properties intermediate between a metal and a nonmetal, and is often referred to as a metalloid or semi-metal. It belongs to Group VA of the Periodic Table, and can exist in four oxidation states: –3, 0, +3, and +5. Arsenite, AsIII, and arsenate, AsV, are the predominant oxidation states under, respectively, redu...

This paper reports the fabrication of solid-state nanofiber sensor arrays and their use for detection of multiple proteins using principal component analysis (PCA). Four cationic and anionic fluorescently embedded nanofibers are generated by an electrospinning method, yielding unique patterns of fluorescence change upon interaction with protein samples. Five metal and nonmetal containing protei...

Fruit and vegetable containers with microbe-free surfaces can be made by coating with titanium dioxide (TiO2) particles or nonmetal (C, N, B, F) doped-TiO2 particles, using wear resistant polymers, such as zein, and paint, as the binders and to form a continuous binding phase. The doped-TiO2 powders absorb visible light radiation, and thus possess a higher antibacterial effect than non-modified...

THE fact that pneumonia mortality is higher in urban areas suggests that air pollution has some effect upon the incidence of this disease. To test such a possibility, pneumonia mortality-rates were calculated for the whole populations of fifty-three cotinty and Metropolitan boroughs in England, Scotland, and Wales, from the Registrar General's annual statistical reviews for the 5-year period 19...