A school’s payment administration management system is crucial for its well-being because all activities require to run successfully. The department responsible managing the payment, including recording of Education Development Contribution (SPP) and other contribution fees generating reports. Unfortunately, these tasks are carried out manually have not been digitized, resulting in possibility ...

On information security outsourcing market, an important reason that firms do not want to let outside firms(usually called MSSPs-Managed Security Service Providers) to take care of their security need is that they worry about service quality MSSPs provide because they cannot monitor effort of the MSSPs. Since MSSPs action is unobservable to buyers, MSSPs can lower cost by working less hard than...

The HyperNews project aims at developing a hypermedia electronic newspaper system, based on agent technology, that will help the readers reduce time spent searching for relevant information and enable information providers to commercialize hypermedia electronic news articles in terms similar to those of printed newspapers. The system enforces copyright control and payment on a “pay per use” bas...

whether for the delay in payment of debt resulting from civil liability can be demand late payment damages? in answering this question, answer of some of lawyers is positive. they believed that late payment damages is accrued to debt resulting from civil liability. because, these creditors are more deserving of protection. also, the word of debt in article 522 of code civil procedure is absolut...

Wallet may be described as container application used for configuring, accessing and analysing data from underlying payment application(s). There are two dominant types of digital wallet applications, proximity wallet and remote wallet. In the payment industry, one often hears about authentication approach for proximity or remote wallets or the underlying payment applications separately, but th...

today, e-commerce has considerable portion in commercial businesses, and it has been developing. one of the most important steps in e-commerce is e-payment that has been done through different tools such as e-banking, and e-cheques. in this type of electronic transactions, there are always different worries both for payers and payees due to untruthfulness. for example, amount modifying, date mo...

Traditional payment methods such as credit cards are not suitable for small amount payment because the transaction may cost certain commission comparable to the small amount payment. When we buy a cheap item at real shop, we pay by cash. But, how about online shopping where you cannot pay by cash? There are a ton of contents online having potential value to sell but not as expensive as credit c...

On information security outsourcing market, an important reason that firms do not want to let outside firms(usually called MSSPs-Managed Security Service Providers) to take care of their security need is that they worry about service quality MSSPs provide because they cannot monitor effort of the MSSPs. Since MSSPs action is unobservable to buyers, MSSPs can lower cost by working less hard than...

GNU Taler is a new electronic online payment system which provides privacy for customers and accountability for merchants. It uses an exchange service to issue digital coins using blind signatures, and is thus not subject to the performance issues that plague Byzantine fault-tolerant consensus-based solutions. The focus of this paper is addressing the challenges payment systems face in the cont...