Considering the large size of agricultural sector in Romania, increasing crop insurance adoption rate and identifying factors that drive can present a real interest Romanian market. The main objective this research was to identify performance machine learning (ML) models predicting farmers’ purchase based on crop-level farmer-level characteristics. data set used contains 721 responses survey ad...

Commercial insurance is an important risk management tool whose demand affected by psychological factors. Music can promote consumption evoking non-random emotional and behavioral responses in consumers . Using data from the China Comprehensive Social Survey, we examined impact of music on commercial purchase behavior using a probit model, instrumental variable, propensity score matching, other...

BACKGROUND Health insurance has been acknowledged by researchers as a valuable tool in health financing. In spite of its significance, a subscription paralysis has been observed in India for this product. People who can afford health insurance are also found to be either ignorant or aversive towards it. This study is designed to investigate into the socio-economic factors, individuals' health i...

Most Americans are covered by private health insurance, which they either obtain through employment or purchase individually. Insurance premiums—the payments made to buy that coverage by enrollees or by other parties on their behalf—are high and rising. The Congressional Budget Office and the staff of the Joint Committee on Taxation (JCT) project that in 2016, the average premium for an employm...

Established in 1984, the Wharton Risk Management and Decision Processes Center develops and promotes effective corporate and public policies for low‐probability events with potentially catastrophic consequences through the integration of risk assessment, and risk perception with risk management strategies. Natural disasters, technological hazards, and national and international security issues ...