Consumer finance has become one of the most important areas of banking both because of the amount of money being lent and the impact of such credit on the global economy and the realisation that the credit crunch of 2008 was partly due to incorrect modelling of the risks in such lending. This paper reviews the development of credit scoring,-the way of assessing risk in consumer finance-and what...

BACKGROUND Researchers are increasingly required to describe the impact of their work, e.g. in grant proposals, project reports, press releases and research assessment exercises. Specialised impact assessment studies can be difficult to replicate and may require resources and skills not available to individual researchers. Researchers are often hard-pressed to identify and describe research imp...

FA O /G iu se pp e Bi zz ar ri Building on an earlier exploratory study, in 2007–2008 the CGIAR’s Standing Panel on Impact Assessment (SPIA) undertook an initiative in collaboration with seven CGIAR centers to augment the evidence of policy-oriented research (POR) impacts within the CGIAR system and to further the development of methodologies in this challenging area of impact assessment. Seven...

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Based on the International Conference on Information Systems' (ICIS) 2013 senior scholars' forum, this paper shares insights on IS research impact assessment. We define research impact as conducting research that makes a difference to individuals, businesses, industries and societies. While assessment groups like AACSB (the Association to Advance Collegiate Schools of Business) want scholars to...