the myth of the descent of adam, with all its complexities, has being preoccupied the mind of human kind from the very beginning stages of creation. the holy books of torah, bible and quran have each paid to different angles of this legend. studying the modern poetry, it can be found that the contemporary poets have been under the influence of quran and have used the teachings of old and new te...

 We argue that Rugman and Verbeke (2002) underestimate the importance of Penrose’s (1959) contributions to the modern resource-based view of the firm. In particular, we take issue with Rugman and Verbeke’s (2002) arguments concerning Penrose’s (1959) contributions to our knowledge of: (1) the creation of competitive advantage, (2) sustaining competitive advantage, (3) isolating mechanis...

The internet and other electronic media have had a positive impact on the lives of individuals and businesses all over the world. This study investigated the extent of the adoption and usage of the mobile phone banking services among banking customers in Nigeria and the associated problems. Mobile phones are now ubiquitous and a standard aspect of daily life for a large percentage of the world ...

In order for e-services to work, a certain level of dependability is necessary in the consumers and providers involved. I draw on an unusual source microcredit schemes in order to find ways of promoting this dependability. Microcredit schemes lend money to people who normal banks won't lend to, because they're too poor. However, the default rate on loans from microcredit schemes can be lower th...

Globally, 2.6 billion people still cook with biomass, resulting in interlinked health, environmental and drudgery challenges. The uptake of improved biomass cookstoves has barely kept up population growth, yet SDG7 hopes for universal access to modern energy by 2030. This paper explores a potentially transformative new approach facilitate affordable, reliable, sustainable cooking leveraging rap...